Health System in Canada could be very different from your country. In Canada, especially talking about Alberta, the costs of medical care are high and it is important to have insurance.
The good news is, if you are an International student in a 12 months or more program you can apply for Alberta Health Care Insurance Plan (AHCIP) if you don’t apply, you will pay for GuardMe, a particular insurance to cover your eventual medical expenses.
What is AHCIP?
AHCIP is the Alberta Health Care Insurance Plan. It is the best way to be covered and to save money. AHCIP is also called Alberta Health Card - ABHC
What is GuardMe?
GuardMe is an international insurance company which provides full payment, without co-insurance or deductibles, for doctor’s visits and hospitalizations for medically required urgent care, as well as for paramedical care, medicines and urgent dental care.
What is Mystudent plan?
This plan is in addition to your Alberta Health Card (ABHC) plan and covers services and prescription drugs not covered by ABHC. Additional services such as dental, massage or vision can be partially covered.
Why do I need to have GuardMe or AHCIP and mystudentplan?
Because GuardMe and AHCIP cover only Doctor's appointments, Hospital services, such as emergencies or hospital admissions, Laboratory exams and tests and Vaccines. Mystudentplan can be used to decrease the costs of: Required prescription drugs, Vision Exams and glasses, Paramedical practitioners appointments, Dental treatments, Ambulance rides, Emergency travel assistance.
How can I apply for the AHCIP?
You can apply by mail (and will take some time to receive a return) or in a Registry.
Unfortunately Olds Registry doesn’t offer this service, the nearest Registry for this service is Innisfal (25 minutes by car).
You can meet a Registry Officer at Olds College. Be sure not to lose the date, follow your emails and our International Students Calendar.
What happens if I don’t apply?
Remember before you present your AHCIP you are paying for GuardMe.
What do I need to do to cancel GuardMe?
You need to send a copy of your Alberta health card to internationalstudent@oldscollege.ca. As the guardme is a monthly plan, we need to receive your email before day 20 of each month to cancel your guardme payment on the next month.
Could I opt out mystudentplan?
Yes you could, but you need to show you have similar coverage on another insurance to do that. For more information accessmystudentplan page.
Has Olds College any health and wellness services?
Yes, it has. Click on this link for more information. Health and Wellness has some amazing services to help you to stay healthy in Canada.
Who do I need to see if I have health issues?
If you have an emergency, go to the hospital. If it is something that you can wait for a medical appointment, it is better to go to a walk-in Clinic or make an appointment with a family doctor.